JUMO has announced the appointment of Philip Owusu-Gyamfi as the new CEO of JUMO Ghana and West Africa’s Banking Coverage and Delivery Lead.
Philip steps into the role after serving as Interim CEO of JUMO Ghana and Banking Lead for Ghana with oversight of Nigeria, and Anglophone West Africa, where he led strategic partnerships with banks, mobile network operators (MNOs), and regulators to expand financial inclusion across the region.
Philip’s appointment marks an important milestone in JUMO’s journey in West Africa. With Ghana serving as a key hub for the company’s operations, his leadership is expected to drive further growth in product innovation, partner engagement, and regulatory collaboration.
Over the past year, Philip has played a pivotal role in deepening JUMO’s footprint in West Africa by strengthening key partnerships with Ecobank Ghana, Fidelity Bank Ghana, Absa Bank Ghana, Letshego Ghana, and other key stakeholders.
His leadership has contributed to scaling JUMO’s AI-driven lending products, ensuring millions of underserved customers and small businesses can access affordable financial services.
“It is an honour to be appointed CEO of JUMO Ghana and to lead our West Africa Banking Coverage and Delivery mission at such a defining moment.
“JUMO’s vision to connect people to financial opportunities through cutting-edge AI and capital solutions is not only transformative but deeply personal to me.
“I am grateful to the JUMO Executive Committee, our remarkable Ghana team, and our valued partners for their trust and collaboration.
“Together, we will continue to power financial inclusion and unlock new opportunities for millions across the region,” said Philip Owusu-Gyamfi, CEO, JUMO Ghana & West Africa Banking Partner Lead.
Philip Owusu-Gyamfi has distinguished himself as a senior fintech and banking executive with over 15 years of experience spanning Corporate Banking, Telecoms infrastructure, and Digital Financial Services.
He joined JUMO in 2024 as Banking Coverage and Delivery Lead for Ghana and Nigeria, where he successfully managed C-suite engagement and built strategic partnerships with leading financial institutions and mobile operators.
In April 2025, he was appointed Interim CEO of JUMO Ghana, combining the responsibilities of market leadership with his West Africa banking partnership portfolio.
Under his stewardship, JUMO Ghana strengthened relationships with partners, including Ecobank Ghana, Fidelity Bank Ghana, Absa Bank Ghana, and Letshego Ghana and in discussions with major financial players in the Ghana market to drive their own digital product offerings in partnership with JUMO, while advancing regulatory engagements that positioned the company as a trusted enabler of financial inclusion.
Before joining JUMO, he was Senior Business Manager for Corporate Banking at FirstBank Ghana, where he managed a portfolio exceeding GH¢300 million in annual disbursements and mobilised over 85% of the bank’s corporate deposits and a significant Asset book for the bank.
He also held senior leadership roles at IHS Towers in Nigeria, overseeing six territories, American Tower Corporation (ATC Ghana & Uganda), and African Towers, spearheading infrastructure growth and digital financial solutions across multiple African markets.
JUMO is a market-leading, globally acclaimed financial technology company that partners with banks, MNOs, and e-commerce players to deliver progressive financial choices to customers in emerging markets.
Since its founding in 2015, JUMO has disbursed over $8 billion to 32 million people across Ghana, Kenya, Tanzania, Zambia, Uganda, Côte d’Ivoire, South Africa, Benin, and Cameroon, administering more than 255 million individual loans.
With operational and technology hubs in Cape Town, Nairobi, Porto, and London, JUMO is active in about Ten African markets and is expanding into Nigeria, Cameroon, Benin and Burkina Faso.
By combining AI-driven insights with scalable technology, JUMO is creating sustainable access to credit and savings for small businesses and ind
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