Ghana’s current account improved significantly in the first nine months of 2025, reaching a surplus of US$3.8 billion.
This is compared to US$553.6 million for the same period in 2024.
According to the Monetary Policy Committee of the Bank of Ghana, the trade surplus increased to US$7.5 billion. This is on the back of a surge in gold and cocoa export earnings.
Private inward transfers remained high at U$6.0 billion at the end of the third quarter.
According to the Bank of Ghana, the current account surplus, together with favourable balances in the capital and financial accounts, translated into an overall balance of payment surplus of US$1.8 billion and supported an accumulation of reserve assets to US$11.4 billion in October 2025. This is equivalent to 4.8 months of import cover.
Reserves are also projected to increase further by the year-end.
The Central Bank said the reserve accumulation efforts have helped provide a cushion for the currency, with the cedi strengthening against the major trading currencies.
In the year to 21st November 2025, the cedi recorded an appreciation of 32.2% against the US dollar.
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